Severe injuries can affect mobility, cognition, communication, employment, independence and family life. A claim involving permanent impairment must consider not only immediate expenses, but also future treatment, attendant care, accessibility, income loss and the support a person may require over time.
Our lawyers work with clients, families and appropriate experts to develop evidence about prognosis and future needs. We coordinate the legal and insurance issues so that the claim reflects the full impact of the injury.
The word may be used generally for a life-changing injury, but Ontario insurance law also contains specific tests for catastrophic impairment in motor vehicle cases.
Medical, rehabilitation, vocational, economic and life-care-planning evidence may be used, depending on the claim.
Ontario law may permit certain close family members to advance related claims in qualifying circumstances.
