We bring clarity to complex financial arrangements, ensuring that our clients' interests are safeguarded while deals move forward efficiently. By combining technical expertise with commercial awareness, we craft financing solutions that align with both immediate business needs and long-term strategic goals.
In Ontario, our practice is grounded in the province's sophisticated financial ecosystem and robust regulatory framework. We routinely advise on bilateral and syndicated credit facilities governed by the Ontario Business Corporations Act and perfected under the Personal Property Security Act with meticulous attention to priority rules, registration timing, and discharge protocols on the Ontario PPSA registry. Our team structures asset-based lending, real estate financings, and project finance deals compliant with the Bank Act (Canada), OSFI guidelines, and the Mortgage Brokerages, Standards and Licensee Act, 2006 where applicable.
Whether advising Schedule I banks, credit unions regulated by the Financial Services Regulatory Authority of Ontario (FSRA), fintech lenders, or private equity sponsors, we deliver pragmatic solutions—from drafting and negotiating credit agreements governed by Ontario law to implementing innovative structures like sustainability-linked loans and venture debt aligned with Ontario's thriving innovation corridor. Our focus extends beyond closing to post-funding governance, covenant monitoring, and workout strategies that preserve value and relationships in Ontario's dynamic market.
